We are not building a better payments platform. We are building a better tomorrow.

A digital payments platform for the many.

VRG is a mobile financial services platform for banking customers and the unbanked.

  • Designed from ground up for lowest acquisition and transaction costs
  • Allows unparalleled interoperability in the fragmented payments ecosystem of Pakistan
  • Enables banks to offer their customers a seamless mobile experience that transforms customer engagement
  • Powerful systems integration capability means we can plug into any heterogeneous & legacy IT environment
  • Built with consultation, alignment and buy-in of both PTA and State Bank
  • Backed by the financial stability of the Pathfinder group

Product Highlights

VRG platform uses in-house built products from its group of companies to offer the most comprehensive & powerful financial inclusion solution portfolio in developing markets.


Unique Combination

VRG is the only company in Pakistan with both PSO/PSP and TPSP license allowing us to offer unique cross domain interoperable solutions

Unparalleled Experience

Our financial and technology offerings cover the full customer journey.

Undeterred Vision

At the core of our technology lies our mission of financial inclusion - we don't just set out to transform experiences, we set out to transform lives.

Virtual Remittance Gateway Blog

Read our blog for the latest news, leadership thinking, and industry insights.

Our Vision

VRG was created because a lot of people have given up on financial inclusion for the most vulnerable.

We haven't.



across Pakistan



across OIC

Customers in



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